Mercedes‑Benz Group (MBG.DE) enters Q4 2025 balancing a high dividend with a tougher operating backdrop. Over the last twelve months, revenue reached 139.35B with a profit margin of 4.89% and operating margin of 3.09%, while operating cash flow totaled 20.87B. Net income stands at 6.81B. The share trades around 51.32, down 7.87% over 52 weeks versus a 16.33% gain for the S&P 500, and sits below its 50‑day and 200‑day moving averages (52.33 and 53.83). Leverage remains considerable with 106.02B total debt (debt/equity 115.59%) against 21.21B cash and a 1.33 current ratio. The forward dividend is 4.3 per share (8.27% yield; payout ratio 60.82%). With EV launches like the C‑Class EV and product updates underway, investors are weighing income support against margin pressure and execution risk.

BMW (BMW.DE) enters the next three years balancing EV rollout and profitability. Trailing-twelve-month revenue is 136.51B with a 4.20% profit margin and 7.70% operating margin; quarterly revenue growth is -8.20% year over year and quarterly earnings growth -33.00%. Shares are up 10.04% over 52 weeks, below the S&P 500’s 16.33%, after peaking near the 52-week high of 91.72 in August and easing to 82.78 (Sep 24). The company maintains a 5.14% forward dividend yield on a 4.3 payout and a 46.34% payout ratio. Headlines center on the “Neue Klasse” iX3 EV, a driver-assistance partnership with Qualcomm, and policy risks such as India’s proposed taxes on luxury EVs. We assess scenarios and catalysts into September 2028.

General Motors enters late 2025 with shares near $58.71 after a rebound over the summer; the stock is up 20.14% over 52 weeks, outpacing the S&P 500 at 17.59%. Under the hood, GM posts $187.6B in TTM revenue, a 2.55% profit margin and 4.70% operating margin, with EBITDA of $16.64B and $6.52B in net income, while quarterly revenue growth is -1.80% year over year. Headlines point to a tactical slowdown in EV production as U.S. tax credits sunset and management focuses on cost discipline, even as rumors of new Chevrolet products keep the ICE portfolio engaged. With $20.94B in cash, $137.05B in total debt, and levered free cash flow of $1.41B, the three-year outlook hinges on pacing the EV transition, protecting margins, and balancing capital returns with deleveraging.

Ford Motor Company’s shares have recovered through the summer, trading near the upper end of their 52‑week range as investors weigh steady top‑line growth against quality costs and a full cycle of recall headlines. The automaker’s trailing‑12‑month revenue stands at 185.25B, but profitability remains thin (1.70% net margin; 1.07% operating margin). Cash of 28.28B and operating cash flow of 18.53B provide flexibility, while leverage is elevated at 160.24B of total debt. The stock offers a 0.60 per‑share forward annual dividend (5.17% yield) with a 96.15% payout ratio, a key watch item. With a 5‑year beta of 1.53, Ford remains a cyclical, sentiment‑driven name. This three‑year outlook assesses how product quality, capital allocation, and execution on trucks and electrification could shape returns through September 2028.